The financial sector, alongside with its real economy service role, has gradually created its own independent world. More and more complicated and risky financial products were created day by day, the development of which, except for professionals, the rest of society has failed to keep pace with. The lack of sufficient financial knowledge made the population vulnerable and economically dependent. The importance of financial education and financial culture, the social shaping role of which is now unquestionable, has been highlighted in the context of financial shock processes taking place at the end of the past decade.